Debt Recovery Specialists

Recover What's
Rightfully Yours.

We grip. We hold. We recover.

Tenaza Solutions delivers customizable, ethical, and data-secure debt collection strategies — across borders and industries — powered by proprietary AI technology with measurable results.

94%
Recovery Rate
40+
Country Network
$600M+
Debt Recovered
22+
Years Experience
🔒 ISO-Certified Data Security
🌍 Network in 40+ Countries
⚖️ Ethical & Compliant Practices
🤖 Proprietary AI Recovery Matrix
Who We Are
Tenaza Solutions team of professionals
22+ Years of Excellence

Where Intelligence Meets Recovery

Tenaza Solutions is a specialist debt recovery and asset tracing firm combining financial forensics, legal expertise, and cutting-edge proprietary technology to deliver recovery outcomes that others cannot achieve. We operate with a firm grip and a professional hand — results-oriented without compromising ethics or compliance.

Our multidisciplinary team brings together seasoned debt recovery professionals, chartered accountants, financial reporting experts, technology forensic analysts, and experienced legal practitioners — creating an integrated capability that spans every stage of the recovery lifecycle.

We use our proprietary TRAX Recovery Intelligence Platform — an AI-powered system that builds real-time debtor profiles, maps asset trails across jurisdictions, and generates optimised strategy matrices. Combined with our partnership with law enforcement agencies and a global legal network, Tenaza pursues every avenue — always cordially, always with purpose.

🤖 Proprietary AI Technology

TRAX platform for recovery strategy and asset tracing

🔗 Social Media Intelligence

Open-source and social media linking for debtor tracing

🚔 Law Enforcement Partnerships

Formal protocols with relevant agencies across jurisdictions

📊 Multi-Disciplinary Team

Recovery, accounting, forensics, technology & legal

Why Tenaza

Built on Seven
Core Strengths

Our approach combines technology, expertise, and ethical standards to deliver results that protect both your receivables and your reputation.

🤖

Proprietary AI Recovery Matrix

Our TRAX Intelligence Platform deploys AI-driven scoring to build a dynamic debtor matrix — assessing behavioural patterns, asset indicators, and recovery probability in real time. The system generates an optimised strategy blueprint for each case, eliminating guesswork and accelerating results.

🔬

Forensics & Data Analytics

Our embedded forensic accounting and technology forensics team extracts financial intelligence that standard recovery methods miss. From reconstructing hidden transaction trails to analysing digital evidence, we translate raw data into decisive recovery intelligence — giving us an unmatched edge on complex, disputed, and high-value matters.

⚙️

Customizable Programs

Every client receives a recovery programme engineered to their portfolio size, industry, and risk profile. No cookie-cutter solutions — only precision-built strategies calibrated to your specific debtor base and business objectives.

🤝

Ethical & Consumer-Friendly

We resolve debt respectfully. Our collectors are trained in dignified engagement — preserving debtor relationships while maximising your recovery rate. We are compliant with all consumer protection regulations across every jurisdiction we operate in.

🔐

Enterprise Data Security

Your data is protected by enterprise-grade encryption, role-based access controls, and strict data governance protocols. We are fully compliant with the NDPR, GDPR, and international data protection frameworks across all jurisdictions.

🌍

International Recovery Network

With a vetted legal and enforcement partner network spanning 40+ countries, we trace and recover assets across borders — including difficult jurisdictions where others fall short. No border is beyond our reach.

📈

Responsive Collection Strategies

Our collection strategies adapt in real time — leveraging data analytics, AI-driven debtor segmentation, and optimised contact cadences. When circumstances change, our approach evolves instantly to maintain maximum yield.

How We Work

Our Collection Process

A structured, transparent methodology — from initial placement to final resolution.

01
📋

Portfolio Analysis

We assess your debt portfolio, debtor profiles, geography, and recovery potential.

02
🗺️

AI Strategy Design

TRAX generates a bespoke, data-driven recovery plan for your unique portfolio.

03
📞

Engagement

Multi-channel outreach via calls, letters, digital, field agents and social linking.

04
⚖️

Legal Action

Escalation via local counsel or international legal network where necessary.

05

Recovery & Reporting

Funds remitted with full transparent reporting and portfolio analytics dashboards.

See Us In Action

Tenaza Solutions — Who We Are

Watch how Tenaza combines forensic intelligence, AI technology, and expert execution to deliver recovery results across Africa and beyond.

Use the fullscreen button ⛶ in the video controls to expand to full screen

What We Do

Core Services

01

Commercial Debt Recovery

End-to-end recovery of B2B receivables — from initial demand letters through negotiated settlements and court enforcement. We protect your client relationships while securing payment with a firm but professional approach.

02

Consumer Debt Collection

Ethical, compliant consumer collections delivered with dignity. Our consumer-friendly methodology improves recovery rates while reducing regulatory and reputational risk for our clients.

03

Cross-Border & International Recovery

Leveraging a legal and enforcement partner network across 40+ jurisdictions, we recover debts from debtors who have relocated or concealed assets internationally — with forensic precision.

04

Asset Tracing & Investigation

Intelligence-led asset tracing using our TRAX AI platform, social media intelligence, and law enforcement partnerships to identify real property, bank accounts, vehicles, and business interests anywhere in the world.

05

Legal Enforcement Support

Coordinating with solicitors and courts for judgment registration, garnishee proceedings, writ of execution, receivership appointments, and cross-border enforcement actions.

06

Revenue Assurance & Collections Analytics

AI-powered revenue assurance for multinationals, NGOs, and government agencies — using advanced data analytics to identify collection gaps, recover outstanding fees, and enforce statutory obligations at scale.

07

Debt Restructuring & Loan Rehabilitation

We negotiate directly with debtors to restructure outstanding obligations into affordable, performing arrangements — instalment plans, interest waivers, debt-for-asset swaps, and extended repayment terms — bringing non-performing loans back into compliance and keeping performing loans current before they slip into default.

Tenaza Solutions professionals reviewing debt recovery strategy
$600M+ Recovered for clients
Business team strategy session Professional reviewing financial documents Tenaza Solutions leadership team in strategy session

Screening & Verification

Helping organisations make safer decisions before relationships begin.

👤

Employee Background Check

Comprehensive pre-employment screening including criminal records, credit history, employment verification, academic credentials, and identity checks — protecting your organisation from internal risk and fraudulent hires.

🏠

Tenant Background Check

Protect your property investments with thorough tenant screening: rental history, creditworthiness, identity verification, and reference checks delivered rapidly to landlords and property managers across Nigeria.

Specialist Service

Revenue Assurance &
Collections Analytics

Governments collect less than they are owed. Multinationals leave receivables on the table. NGOs lose programme funding to unpaid contributions. Tenaza closes the gap — using AI, advanced data analytics, and structured enforcement to recover outstanding fees, levies, and statutory obligations that organisations have stopped pursuing.

🏛️

Government Agencies

Regulators, revenue authorities, and parastatals sitting on years of uncollected levies, penalties, licences, and statutory fees. We identify, quantify, and recover what is owed — without disrupting your regulatory mandate.

🌐

Multinationals & Large Corporates

Global businesses with complex receivables across multiple Nigerian and African entities. We reconcile revenue leakage, recover aged inter-company and third-party arrears, and implement data-driven collection frameworks that prevent future gaps.

🤝

NGOs & Development Organisations

International NGOs and development bodies with unpaid counterpart contributions, grant repayment obligations, and programme fee arrears from local partners. We recover funds that sustain your mission — discreetly and professionally.

How We Recover What You Are Owed

01

Revenue Gap Diagnostic

We begin with a data-driven diagnostic of your entire receivables landscape. Using AI-assisted analysis of your billing, collections, and payment data, we identify all outstanding obligations — categorising by age, debtor type, enforceability, and recovery probability. Most clients discover they are owed significantly more than their records suggest.

02

Debtor Intelligence & Segmentation

Our TRAX AI platform builds a dynamic intelligence profile for every debtor or non-compliant entity — cross-referencing BVN data, CAC records, FIRS filings, FRSC databases, and open-source intelligence to assess financial capacity, asset holdings, and the optimal engagement strategy for each.

03

AI-Driven Collections Execution

We deploy targeted, multi-channel engagement campaigns — calibrated by debtor segment, payment history, and risk profile. AI-optimised contact cadences, personalised demand communications, structured payment negotiation, and real-time response analysis drive maximum collection rates while preserving your institutional relationships.

04

Statutory Enforcement & Legal Escalation

Where engagement fails, we escalate through the appropriate legal and regulatory channels — demand notices, administrative sanctions, court enforcement proceedings, garnishee orders, and — where warranted — referrals to EFCC, FIRS, or the relevant statutory enforcement authority. We know which lever to pull and when.

05

Forensic Revenue Reconciliation

For organisations with complex billing environments — multiple entities, currencies, or jurisdictions — our forensic team reconstructs the complete revenue picture from source data. We identify underpayments, miscalculations, deliberate underreporting, and systemic billing errors, and prepare the evidential base needed to recover each.

06

Revenue Assurance Framework Design

Beyond recovery, we design and implement the systems that prevent future leakage. This includes billing controls, automated escalation protocols, predictive default indicators, and dashboard reporting — embedding AI-driven revenue protection into your ongoing operations so collection deficits do not recur.

Revenue Assurance Across Every Sector

Power & Energy Utilities

Tariff arrears & energy billing recovery

📡

Telecommunications

Spectrum fees, regulatory levies & B2B arrears

🏗️

Infrastructure & Construction

Contractor obligations & sub-contractor recoveries

💊

Health & Pharmaceuticals

NHIA claims, hospital fees & supply chain arrears

🛢️

Oil, Gas & Extractives

Royalties, NUPRC levies & JV obligations

🎓

Education Institutions

Tuition arrears & alumni contribution recovery

🏢

Local & State Government

Rates, levies, licences & regulatory penalties

🌍

Development Finance & Aid

Grant repayments & counterpart funding recovery

94%
Average diagnostic coverage of all billed obligations
3.2×
Average uplift in collection rates post-AI segmentation
60 days
Typical time from diagnostic to first recoveries
40+
Jurisdictions covered for cross-border obligations

Every organisation is owed more than it is collecting. Let us show you exactly how much — and recover it.

Request a Revenue Diagnostic →
Proven Results

Case Studies

Real engagements. Real outcomes. A track record built across industries and borders.

Commercial Banking
₦2.4BRecovered

Nigerian Commercial Bank — NPL Portfolio Recovery

A Tier-2 Nigerian bank engaged Tenaza to recover a distressed non-performing loan portfolio spanning 340 corporate and individual accounts. Through AI-driven debtor segmentation and strategic legal escalation, we achieved an 87% resolution rate over 18 months.

18 Months 340 Accounts 87% Resolution
Read full case study →
Cross-Border Recovery
$4.7MRecovered

West Africa–UK Trade Debt — Cross-Border Enforcement

A Nigerian export firm was owed $4.7M by a UK buyer who had transferred assets and ceased trading. Tenaza traced assets across the UK and Cyprus, engaged local counsel, and secured full recovery within 14 months through personal director liability.

UK & Cyprus Asset Tracing 100% Recovery
Read full case study →
Telecommunications
91%Recovery Rate

Telecom Provider — Consumer Arrears Programme

A major telecom operator with 12,000+ delinquent consumer accounts required an ethical recovery approach that protected brand perception. Our omnichannel strategy delivered a 91% contact rate and ₦890M collected with a near-zero complaint rate.

12,000+ Accounts Consumer Debt ₦890M Collected
Read full case study →
Real Estate
₦680MRecovered

Property Developer — Mortgage Arrears & Asset Recovery

A Lagos property developer faced ₦680M in unpaid off-plan property instalments from buyers across Nigeria, the UK, and Canada. Tenaza coordinated multi-jurisdictional outreach and secured amended agreements in 94% of cases.

3 Countries Off-Plan Arrears 94% Resolved
Read full case study →
International — ECOWAS
$1.2MTraced & Seized

Intra-African Trade Dispute — 4-Country Asset Trace

A West African trading conglomerate engaged Tenaza after a supplier absconded with $1.2M across Ghana, Côte d'Ivoire, Senegal, and Dubai. Through forensic investigation and coordinated court orders in three jurisdictions, assets were frozen and fully recovered.

4 Jurisdictions Forensic Tracing Full Recovery
Read full case study →
Financial Services
₦1.1BPortfolio Cleared

Microfinance Institution — Delinquent Loan Portfolio

A microfinance bank with a distressed ₦1.1B loan book across rural and semi-urban borrowers needed an ethical, community-sensitive recovery approach. Tenaza restructured 78% of accounts with specialist field agents trained in community engagement.

Rural & Urban Ethical Approach 83% Value Recovery
Read full case study →
Client Voices

What Our Clients Say

From financial institutions to individual creditors, our results speak through the words of those we serve.

"
★★★★★

Tenaza recovered over ₦400 million from a portfolio we had written off entirely. Their team was methodical, professional, and kept us informed at every stage. The cross-border coordination alone was worth every kobo of their fee.

AO
Adaeze Okonkwo
Head of Credit Risk, Meridian Bank PLC
"
★★★★★

We were skeptical about engaging a third-party collector — worried about brand damage. Tenaza's consumer-first approach completely changed our position. Complaints dropped to near zero while collections improved by 34% within the first quarter.

EI
Emmanuel Ihejirika
VP Operations, Pinnacle Telecom
"
★★★★★

The international tracing work Tenaza carried out for us was extraordinary. Assets hidden across three countries — found, frozen, and recovered. I honestly did not think it was possible. These people are in a class of their own.

FD
Fatimah Diallo
CEO, Accra Export Partners Ltd
"
★★★★★

Data security was our primary concern before engagement. Tenaza's compliance framework and secure data-handling protocols gave our legal team complete confidence. They recovered 89% of our distressed portfolio without a single compliance incident.

CN
Chukwuemeka Nwachukwu
Group CFO, Sterling Properties Group
"
★★★★★

As a small business owner, I assumed professional debt recovery was only for large corporations. Tenaza's customizable approach meant I could afford a solution scaled to my size. I recovered money I had given up on completely.

BO
Blessing Ojo
Director, Abuja Supplies Ltd
"
★★★★★

We've worked with three collection agencies over the years. Tenaza is in a different league — in results, reporting quality, and the professionalism of every single interaction. They are now our exclusive and preferred recovery partner.

TM
Taiwo Martins
Head of Collections, Afina Microfinance Bank
Join Our Team

Build a Career at Tenaza

We invest in driven, ethical, and talented professionals. Performance-driven culture, clear advancement, and meaningful work.

Director of Sales

Sales & Business Dev Full-Time Lagos, Nigeria

Senior Portfolio Specialist Manager

Collections Full-Time Lagos, Nigeria

Portfolio Specialist Manager

Collections Full-Time Lagos, Nigeria

Senior Debt Recovery Officer

Collections Full-Time Lagos, Nigeria

International Recovery Analyst

Cross-Border Full-Time Remote / Lagos

Asset Tracing Investigator

Investigations Full-Time Lagos, Nigeria

Legal Enforcement Coordinator

Legal Full-Time Lagos, Nigeria

Data & Analytics Officer

Technology Full-Time Lagos / Remote

Office and Admin Manager

Administration Full-Time Lagos, Nigeria

Client Relationship Manager

Client Services Full-Time Lagos, Nigeria

Don't See Your Role?

We are always interested in exceptional talent. Upload your CV and we'll be in touch when a suitable opportunity arises.

📄
Click here to select your CV / Résumé
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Legal & Compliance

Policies & Compliance

Tenaza Solutions is committed to the highest standards of legal compliance, data governance, and ethical conduct.

🔒
Privacy Policy

How We Handle Your Personal Data

We are committed to protecting your personal information. This policy explains how Tenaza Solutions collects, uses, stores, and safeguards personal data — and your rights over that data.

Last Updated: January 2025 | Tenaza Solutions (Tenaza Recovery Limited)

Tenaza Solutions ("we", "our", or "us") is committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, and protect personal data in the course of providing our debt recovery, asset tracing, and screening services through www.tenazarecovery.com.

1. Information We Collect

We collect information you provide directly, including: full name, contact details, organisational information, financial data relevant to your recovery matter, identification documents where required, and any other information relevant to the services you request. We also collect technical data automatically including IP addresses, browser type, and usage analytics.

2. How We Use Your Information

Your information is used solely for: providing contracted debt recovery or screening services; communicating with you about your matter; complying with legal and regulatory obligations; improving our services; and fraud prevention. We do not sell, rent, or trade your personal data to third parties for marketing purposes under any circumstances.

3. Legal Basis for Processing

We process personal data on the following legal bases: performance of a contract; compliance with a legal obligation; our legitimate interests in operating a debt recovery business; and your explicit consent where required by applicable law.

4. Data Sharing

We may share your data with our vetted legal and enforcement partners (only to the extent necessary); regulatory or law enforcement authorities as required by law; and our technology service providers under strict data processing agreements. All third parties are bound by confidentiality obligations consistent with this policy.

5. Data Retention

We retain personal data for as long as necessary to fulfil the purposes for which it was collected. Client matter data is typically retained for a minimum of 7 years post-closure, after which it is securely destroyed.

6. Your Rights

Subject to applicable law, you have the right to: access the personal data we hold; request correction of inaccurate data; request deletion (subject to legal retention requirements); object to processing; and data portability. Contact us at [email protected].

7. Security

We implement enterprise-grade security measures including end-to-end encryption, role-based access controls, regular penetration testing, and secure data centres.

8. Cookies

Our website uses essential cookies necessary for functionality, and optional analytics cookies to improve user experience. You may control cookie preferences through your browser settings.

9. SMS Communications

By providing your mobile number and signing up, you agree to receive SMS messages from Tenaza Solutions. Message frequency may vary. Standard message and data rates may apply. We reserve the right to send certain communications — including service announcements and administrative messages — without offering you the opportunity to opt out.

Opt-In: You consent to SMS messages when you provide your mobile number on our website or during service engagement. Opt-Out: Reply STOP to opt out of marketing SMS. You may continue to receive transactional or administrative messages necessary for contracted services. Help: Text HELP or visit www.tenazarecovery.com. You understand that anyone with access to your mobile phone may view the messages you receive, and you agree Tenaza Solutions will not be liable if this occurs. You are not required to consent to SMS as a condition of receiving any other Tenaza service.

10. Contact

For privacy-related queries: [email protected] | Tenaza Solutions, Lagos, Nigeria.

📋
Terms & Conditions

Rules Governing Use of Our Services

These Terms govern your use of the Tenaza Solutions website and services. By accessing this website or engaging our services, you agree to be bound by these terms and conditions.

Last Updated: January 2025 | Tenaza Solutions

These Terms and Conditions govern your use of the Tenaza Solutions website (www.tenazarecovery.com) and the engagement of our services. By accessing this website or engaging our services, you agree to be bound by these terms.

1. About Tenaza Solutions

Tenaza Recovery Limited (Tenaza Solutions) is a registered technology and AI based debt recovery and asset tracing company operating in Nigeria and internationally. Our registered address and company details are available upon written request. We operate in accordance with applicable Nigerian law and international frameworks governing debt recovery and financial services.

2. Use of Website

You may use this website for lawful purposes only. You must not use the website in any way that causes damage or impairment, or in any manner that is unlawful, harmful, threatening, abusive, or infringing of any third party's rights. Tenaza Solutions reserves the right to restrict access to any part of the website at its sole discretion.

3. Service Engagement

The engagement of Tenaza Solutions' services is governed by a separate written service agreement. These Terms supplement but do not replace any such agreement. No information on this website constitutes an offer to provide services.

4. Intellectual Property

All content on this website — including text, graphics, logos, images, and software — is the property of Tenaza Solutions and is protected by applicable intellectual property law. You may not reproduce, distribute, or create derivative works without our prior written consent.

5. Limitation of Liability

To the fullest extent permitted by law, Tenaza Solutions shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of this website. Our liability for any claim arising from service engagement shall be limited to the fees paid under the relevant engagement.

6. Indemnification

You agree to indemnify, defend, and hold harmless Tenaza Solutions and its officers, directors, and employees from any claims, liabilities, damages, costs, or expenses arising from your use of the website or breach of these Terms.

7. Governing Law

These Terms are governed by the laws of the Federal Republic of Nigeria. Any disputes arising shall be subject to the exclusive jurisdiction of Nigerian courts, unless otherwise agreed in a specific service contract.

8. Amendments

Tenaza Solutions reserves the right to amend these Terms at any time. Continued use of the website following any amendment constitutes acceptance of the revised Terms.

9. Commission on Transferred Mandates & Post-Termination Recovery

Tenaza's success fee is earned on the full amount of any debt or claim transferred to Tenaza's mandate upon execution of a mandate agreement. The success fee remains due and payable in full regardless of whether recovery is ultimately achieved through Tenaza's direct efforts or by any other means — including the client's own efforts, legal proceedings, or third-party intervention — and regardless of whether the mandate agreement has been terminated prior to the date of recovery. This obligation survives termination of any mandate agreement and continues for so long as any recovery is made in respect of the transferred claim.

10. Non-Custodian of Client Monies

Tenaza Asset Recovery & Intelligence does not hold, receive, manage, or act as a custodian of client monies at any time. All funds recovered in connection with any mandate are to be paid directly by the debtor or relevant third party to the client or into an account nominated by the client. Tenaza has no authority to receive or disburse recovered funds on a client's behalf unless a separate written escrow or trust arrangement has been expressly agreed in writing and countersigned by both parties. Clients are advised not to direct any recovered proceeds to Tenaza's accounts absent such a written arrangement.

11. Contact

For questions about these Terms: [email protected].

🛡
Data Protection

Our Data Protection Framework

We process personal data in strict accordance with the Nigeria Data Protection Act 2023, NDPR, and GDPR where applicable — with transparency, security, and your rights at the centre of everything we do.

Last Updated: January 2025 | Tenaza Solutions

Tenaza Solutions processes personal and sensitive data in the course of providing debt recovery, asset tracing, and screening services. This policy sets out our commitment to responsible, lawful, and transparent data handling in accordance with the Nigeria Data Protection Regulation (NDPR), the Nigeria Data Protection Act 2023, and the GDPR where applicable.

1. Data Controller

Tenaza Solutions acts as data controller in respect of all personal data it holds relating to clients, debtors, employees, and other data subjects. Where we process data on behalf of clients, we act as a data processor governed by the terms of our data processing agreements.

2. Data Protection Principles

  • Lawfulness, fairness, and transparency — Data is processed only on a valid legal basis.
  • Purpose limitation — Data is collected for specified, explicit, and legitimate purposes only.
  • Data minimisation — We collect only data that is adequate, relevant, and limited to what is necessary.
  • Accuracy — We take reasonable steps to ensure data is accurate and up to date.
  • Storage limitation — Data is held only for as long as necessary per our Retention Schedule.
  • Integrity and confidentiality — We apply appropriate technical and organisational security measures.

3. Special Categories of Data

Where our work requires us to process special categories of personal data (including financial records, identity documents, or data relating to criminal offences), we do so only on an explicit legal basis and with heightened security controls.

4. International Transfers

Where personal data is transferred outside Nigeria in the course of cross-border recovery activities, Tenaza Solutions ensures that adequate safeguards are in place — including standard contractual clauses and country adequacy assessments.

5. Data Breaches

Tenaza Solutions has a documented Data Breach Response Plan. In the event of a personal data breach, we will notify the relevant supervisory authority within 72 hours and affected individuals without undue delay where required by law.

6. Data Subject Rights

All data subjects may exercise rights of access, rectification, erasure, restriction, portability, and objection by written request to [email protected]. We respond within the timeframe required by applicable law (typically 30 days).

7. Contact

Data Protection enquiries: [email protected] | Tenaza Solutions, Lagos, Nigeria.

Compliance Framework

Our Regulatory & Ethical Standards

Compliance is foundational to Tenaza Solutions — not an afterthought. We operate within a robust framework of Nigerian and international regulations, ethical conduct standards, and zero-tolerance policies on abusive practices.

Last Updated: January 2025 | Tenaza Solutions

Tenaza Solutions operates within a robust compliance framework designed to ensure that all recovery activities are conducted lawfully, ethically, and in accordance with applicable Nigerian and international regulations. Compliance is not a box-ticking exercise at Tenaza — it is foundational to how we operate.

Regulatory Compliance

Our operations are conducted in accordance with: the Central Bank of Nigeria (CBN) guidelines on debt recovery practices; the Federal Competition and Consumer Protection Act (FCCPA); the Nigeria Data Protection Act 2023 (NDPA) and NDPR; the Money Laundering (Prevention and Prohibition) Act; the Economic and Financial Crimes Commission (EFCC) Act; and the rules of professional conduct applicable to our legal practitioner partners.

Anti-Money Laundering (AML)

Tenaza Solutions maintains a comprehensive AML programme including client due diligence (CDD), enhanced due diligence for higher-risk engagements, transaction monitoring, and suspicious activity reporting procedures. All staff are trained in AML obligations and financial crime recognition.

Ethical Standards

We operate a zero-tolerance policy on harassment, intimidation, misrepresentation, or any other form of abusive collection practice. Our collectors are trained, monitored, and held to a strict internal Code of Conduct. All client communications are recorded and retained for compliance purposes.

Conflicts of Interest

Tenaza Solutions maintains a Conflicts of Interest Policy and Register. All staff are required to disclose actual or potential conflicts. Where a conflict cannot be managed, we will decline or withdraw from the relevant engagement.

Whistleblowing

We operate a confidential whistleblowing channel for staff, clients, or third parties to report concerns. Reports can be made anonymously to [email protected] with the subject line "Compliance Report". All reports are investigated promptly and impartially.

Training & Culture

All Tenaza staff undergo mandatory compliance training upon joining and annually thereafter. Senior leadership models and champions our compliance values across the organisation.

Contact

Compliance-related enquiries: [email protected] | Tenaza Solutions, Lagos, Nigeria.

Contact Us

Let's Discuss Your
Recovery Needs

Get in Touch

🌐
Website
www.tenazarecovery.com
✉️
Email
🌍
Network Reach
Africa · Europe · Americas · Middle East
🕐
Business Hours
Monday – Friday: 8:00am – 6:00pm WAT

Initial consultations are complimentary. A senior recovery strategist will review your portfolio and outline a tailored recovery plan — at no obligation.

Your message is sent directly and securely to our team.