About Tenaza Asset Recovery & Intelligence

About Tenaza Asset Recovery & Intelligence

Tenaza Asset Recovery & Intelligence is Nigeria's leading debt recovery firm, headquartered in Ikeja, Lagos. For 22+ years, we have combined legal precision, investigative depth, and international reach to recover debts, trace assets, and provide corporate intelligence for banks, fintech lenders, foreign creditors, multinational corporates, and AMCON-acquired portfolios.

We are the specialist firm that creditors turn to when conventional debt collection agents in Nigeria have failed. Our approach integrates three capabilities most firms lack: AI-powered debtor intelligence through our proprietary TRAX platform, direct credit bureau integration (FirstCentral, CRC, CreditRegistry), and a 40+ country enforcement network for cross-border recovery.

What We Do

Our core services span the full recovery lifecycle:

• Commercial debt recovery — pre-litigation negotiation through to judgment enforcement
• Asset tracing and investigation — locating hidden, concealed, and offshore assets
• Skip tracing — finding evasive and absconded debtors anywhere in the world
• Cross-border debt recovery — representing foreign creditors in Nigeria and Nigerian creditors abroad
• Corporate intelligence and due diligence — pre-engagement verification and background investigation
• Revenue assurance — AI-powered receivables recovery for governments, NGOs, and multinationals
• Collateral asset disposal — managing full liquidation of pledged assets for lenders
• Legal enforcement support — garnishee proceedings, writs of execution, receivership

Who We Serve

Our clients include the full spectrum of institutions managing significant receivables risk in Nigeria:

Tier 1 and Tier 2 Nigerian banks · Fintech and digital lenders · Telecommunications operators · Real estate developers · Oil & gas majors · Manufacturing groups · Asset management companies · Foreign creditors and multinational corporates · Insolvency practitioners · Law firms requiring investigative support · Government agencies and public-sector entities.

Why Tenaza

Most Nigerian debt recovery is handled either by law firms (heavy on litigation, light on intelligence) or by mass-collection agencies (high volume, low specialisation). Tenaza was built for the gap between them — a firm that treats debt recovery as an intelligence practice supported by legal tools, not the reverse.

We are duly registered with the Corporate Affairs Commission of Nigeria and operate in full compliance with CAMA, the Nigeria Data Protection Regulation (NDPR), and all Federal Competition and Consumer Protection Commission guidelines.